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Tips for Switching to a New Card From Same Bank

Dear Cashing In, I opened a Barclay Visa card last August. I am now kicking myself for that, since I have now realized I could really use a card that has airline miles rewards. Barclay has recently presented an airline rewards MasterCard. If I decide to switch to the new MasterCard, how will that affect my credit score? Will it be the same as closing my first account and opening a new one even though it is through the same company? -- AudreyDear Audrey, You're in a position many of us have experienced. Not long after we've gotten a new credit card, we see a sweeter deal or realize that other cards are a better fit for the way we spend our money or the way we want to redeem rewards.When your preferences change, you shouldn't have any qualms about ditching a card that no longer suits your needs, especially if it charges an annual fee. But I wouldn't recommend opening and closing accounts frequently, as that approach can harm your credit score.From your question, I'm not sure what card yo...

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