Wednesday, April 7, 2010 as of 11:14 AM ET
ATM usage fees are the fees that many banks and interbank networks charge for the use of their Automated Teller Machines (ATMs).
Read More at Wikipedia ›Making a Prepaid Card Your Transaction ChoicePrepaid debit cards are among the most controversial financial products.
Celebrities endorse them. Many consumer advocates revile them. But there's no denying they're incredibly popular.Americans made more than 5 billion transactions on prepaid debit cards in 2010, and that volume shows no sign of slowing, says Madeline Aufseeser, a senior analyst at Aite Group in Boston."It has grown across the board," she says. "This is a now a mainstream product."While prepaid debit cards come in a variety of flavors, which include single-use gift cards and payroll cards, general-purpose reloadable, or GPR, cards are the ones designed to bridge the gap between cash and a full-on checking account or credit card. Users can load money on general-purpose cards by using direct deposit or by loading cash or checks at retail locations, with services such as Green Dot's $4.95 MoneyPak.After that, the card can be used like any other debit card. However, unlike a t...It sounds like a familiar refrain, but some big banks are upping their ATM fees again.These fees are aimed at folks who use outside ATMs. TD Bank now charges its cus...
A parking-lot attendant at a Target store in Omaha, Neb., is taking a stand.Anthony Hardwick, 29 years old, says starting Black Friday on Thanksgiving is just plain ...
Bankrate.com Vice President Greg McBride on the latest fees many banks are charging customers.
By Mitch LipkaSure, Bank of America -- under much public pressure -- dropped its plan to charge customers $5 a month for the privilege of using their debit cards. Do...
Banks are closing and auctioning off branches. Bankers are pilloried, in the whole western world, by class warfare reminiscent of Hamilton/Jefferson or FDR/Pecora. U...
We are seeing a buildup of troops in the Middle East . Yes, a buildup, not a reduction. The buildup is occurring to keep a presence in the region, following our exit...
Online checking has quickly matured. After a wobbly start, banking online now offers a treasure trove of tools. And some online-only banks even spice up their offeri...
For banks and credit unions, students are good for business. When a high school or college student opens a checking account at a financial institution, there's a goo...
National Retail Federation’s Mallory Duncan on whether debit fees will cause Bank of America customers to leave the bank.
If you decide to skip the search for an ATM bearing your bank's logo, beware. You'll be paying a record fee for the privilege this year.he 2011 edition of Bankrate's...
Consumers' wallets are really getting the squeeze. Free checking is becoming even rarer, and fees for banking services and penalties for bounced checks are on the ri...
Bankrate's 2011 Checking Account Survey captures the beginning of a possible reshaping of the checking account landscape.Gone are the days when free checking was a g...
Consumers battling with financial firms over overdraft charges, late fees and other checking account issues can now file complaints with a new federal watchdog.The C...
Consumers battling with financial firms over overdraft charges, late fees and other checking account issues can now file complaints with a new federal watchdog.The C...
UMB Financial Corporation CEO Mariner Kemper breaks down the keys to robust growth.
ThePointsGuy.com Founder Brian Kelly on Citi treating airline reward miles as taxable income.
According to federal court records, Chapter 7 bankruptcy filings outnumbered Chapter 13 filings more than two to one during 2011. Home foreclosures and insurmountabl...
The unbanked make up 7.7% of U.S. households, according to the Federal Deposit Insurance Corp., and they are sitting ducks for celebrity-pitched prepaid cards, costl...
When you travel overseas, using a debit card can provide an easy way to grab cash or make a purchase -- but that convenience can come at a cost.Much like credit card...