Hanover Insurance Group

What Your Car Insurance Will and Won't Cover

Understanding Car InsuranceUnderstanding exactly what your car insurance covers is a crucial part of owning a vehicle, but experts say few consumers are fully informed on their auto policies.

According to a 2010 survey by the National Association of Insurance Commissioners, or NAIC, more than half of Americans don't know basic facts about auto insurance, and only 45% feel confident making decisions about it.Here are seven things you need to know about how well your car is covered.The Rental is Covered ... Sort OfIf the question of whether to purchase rental car insurance puts a blank stare on your face, you're not alone. A 2007 study by the NAIC says more than 2 out of every 5 consumers are confused by rental car insurance or only have a vague idea about what it covers. John-Bernard Duler, founder of the auto insurance company Esurance, says if you rent a vehicle and wreck it, the damage to the car should be covered by your regular auto insurance. Unfortunately, those won't be the only...

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