Angelina Jolie and Brad Pitt

From Brangelina's burgeoning adopted brood to Giuliana Rancic's baby mama, the glitterati have made alternative ways of bringing home baby look easy. But it's only easier if you have those box-office millions in your bank account.The reality, of course, is more complicated and expensive. Hopeful couples discover that adoption or gestational surrogacy costs from tens of thousands of dollars to more than $100,000. (And that's on top of the thousands of dollars many have already shelled out on fertility treatments, to say nothing about the emotional toll.)Financing options are available -- from grants to loans to companies willing to foot part of the bill -- but these are few and far between and usually don't make up the entire cost of adding a child to a family.Here is a breakdown of the costs of surrogacy and adoption while explaining the financing that might be available for those couples who have difficulty having their own children naturally. Surrogacy International adoption Domestic...

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