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These gains don't cause pain. A capital gain is the amount of money you pocket by selling one of your investments for more than you paid for it. Technically, capital gains only count for what's called a capital asset, but that's really just anything you own for investment purposes. Stocks and bonds obviously qualify, but your house and household furnishings can also count.
For tax purposes, capital gains are classified as either long-term (held for more than one year) or short-term (held for less than one year) and there are different tax implications for how long you hold onto a capital asset. For most long-term capital gains, you're taxed no more than 15% of the value of the asset. Short-term gains get taxed as regular income, so you pay the rate for the tax bracket you're in.
Capital gains can also be realized or unrealized. When you physically sell an asset like a stock, you've realized the capital gain. When you're holding the stock, and it has a value over its purchase price, but you're not selling it, you've got an unrealized gain, and you won't realize it until you sell.
In a perfect world, we'd all have capital gains. But no one¿s that smart or lucky. When the value of an asset at sale is below what you've paid for it, it's called a capital loss. The good news is that the government lets you count that loss against any gains you've had, lowering the taxes you pay. In fact, many people who sell a stock that has risen far over their purchase price tend to sell some stinkers, too, at the same time for the tax benefit. This is known as a capital-loss offset.
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Friday, July 25, 2008
Washington-area Fertility Center has Created More Than 17,000 Pregnancies
Comtex
FAIRFAX, Va., July 25, 2008 /PRNewswire-USNewswire via COMTEX/ ----Genetics & IVF Institute announced today, on the 30th anniversary of the birth of the world's first IVF (in vitro fertilization) baby, that it has created more than 17,000 pregnancies through in vitro fertilization and other advanced techniques.
(Logo: http://www.newscom.com/cgi-bin/prnh/20080509/DC21928LOGO )
"Louise Brown, the world's first baby born through in vitro fertilization, was born in England on July 25, 1978, and media outlets trumpeted the news of the first 'test tube baby', says David Wise, president and CEO of Genetics & IVF Institute (GIVF), which is based in Fairfax, VA. "Now, people around the world are enjoying parenthood thanks to the invention of IVF by the remarkable British scientists Drs. Robert Edwards and Patrick Steptoe. We honor them today on the 30th anniversary of Louise Brown's birth."
Founded in 1984, GIVF was one of the first free-standing fertility treatment centers in America. GIVF pioneered the development and implementation of many improved fertility treatment technologies and methods, including non-surgical retrieval of eggs and sperm, intracytoplasmic sperm injection and pre-implantation genetic diagnosis of embryos (PGD). GIVF also developed a new, patented sperm separation technique for pre-conceptual gender selection called MicroSort(R) (http://www.microsort.net/) which is currently in an FDA clinical trial. It is the only American infertility treatment center with its own donor egg (http://www.givf.com/donoregg/donoregg1.cfm) and donor sperm (http://www.fairfaxcryobank.com) programs. GIVF also introduced high tech infertility treatment in China and is the only American center that provides infertility treatment in China.
Many of the pregnancies created at GIVF are in patients with particularly challenging infertility problems, including some who have been rejected for treatment by other centers.
"Every pregnancy is a cause for joy. Patients who come to GIVF seeking help to become pregnant are elated when they learn that they have achieved pregnancy and our staff is thrilled to help them," Mr. Wise said.
GIVF's main offices and laboratories are located in Fairfax, VA, with additional offices, medical and laboratory facilities in Ashburn, VA and in Maryland, Texas, Minnesota, California, and China.
For more information on GIVF and its extraordinary range of programs, visit http://www.givf.com.
SOURCE Genetics & IVF Institute
http://www.givf.com
Copyright (C) 2008 PR Newswire. All rights reserved
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