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Some mutual funds want you to pay for the privilege of them (or your investment adviser) taking your money to invest. It's called a load, and it works like a cover charge to get into a nightclub. Luckily, there are such things as no-load funds. As the name implies, shares of these funds are sold without a fee paid to a broker or investment advisor.
The entire amount you invest in no-load funds goes to work for your returns. On the other hand, with load funds, right off the bat you're charged commission (not to mention other fees incurred over the life of the investment). Let's say, for example, you invest $25,000 into a load fund that charges a 5% commission. This costs you $1,250 off the top, bringing your actual investment down to only $23,750.
The often-cited horse race analogy argues against investing in load funds. Here's the logic behind it: Would you place a bet on a horse that had to start a race 200 yards behind the others? Well, maybe you would if you got a tip from a sketchy, trench coat-clad man in a dark alley. However, under most circumstances, it's not smart to put your money on that handicapped horse.
But some argue that at times that man in the trench coat (aka your broker) knows more about the horses than you do, and has a better shot at picking a winner. Also, sometimes these fees are unavoidable because some funds are available only through investment advisers.
Cost-benefit analysis can help determine when a load fund is worth it (in other words, when it will score you a load) and when it is better to "do it yourself" and avoid the fees. Load-fund fees range depending on share class and can cover a variety of costs, such as paper work and fund management.
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Friday, May 16, 2008
Glycology Announces Exclusive Territory Opportunities for New Distributors, Dealers and Reps for The Celsync System of Products
Comtex
Wynnewood, PA, May 16, 2008 (WORLD STOCK WIRE via COMTEX News Network) ---- Glycology, an innovative life sciences company and wholly owned subsidiary of Adoodle, Inc. (OTC: ADDE ) announced today that the company is offing qualified dealers and representatives, a limited number of exclusive territories, to sell its Celsync™ system of nutrition enhanced beauty products.
The new Celsync™ system of nutritional beauty products utilizes "signal technology" the system by which healthy human cells communicate in order to repair, renew and replicate themselves . Signal technology is the basis of the delivery system utilized in Celsync's innovative new line which contains Celsync™ essential nutrient capsules with Omega 3 and includes immune system nutrients, fortifying shampoo, hair treatment and skin cream.
Celsync™ Immune System Nutrients, the cornerstone of the new Celsync™ System and signal technology deliver a proprietary, powerful and natural combination of essential molecular nutrition to nourish the body's cellular system from within thus promoting the health of all body cells and strengthening of the immune system and overall well-being.
The Celsync™ system is currently available for purchase online at: www.glycology.com and will soon be available in retail outlets nationwide.
About Glycology, Inc.
Glycology, Inc. is an innovative life sciences company committed to developing and commercializing new technology. The company's flagship product is Celsync; a breakthrough dietary supplement based on new cutting edge molecular Glycobiology technology which is just beginning to revolutionize the world of natural medicine as we know it.
To review the new Celsync products, go to www.glycology.com and find out how you can look better, feel better and increase your immune system for both health and beauty.
Those interested in representing the company by becoming a Glycology dealer should obtain a dealer application at: http://www.glycology.com/dealerapp.htm
For additional product informationl:
Tel: 1-888-383-1743
email: support@glycology.com
Investors & Media Relations:
World Stock Markets Group
Telephone: 1-760-329-4169
email: info@wsmg.biz
Safe Harbor statement under the Private Securities Litigation Reform Act of 1995: Statements in this news release looking forward in time involve risks and uncertainties, including the risks associated with the effect of changing economic conditions, trends in the products markets, variations in the company's cash flow, market acceptance risks, technical development risks, seasonality and other risk factors.
Ian D. Jones, President
Adoodle
333 Lancaster Ave.
Wynnewood, PA 19096
USA
Phone: 888-383-1743
Source: Adoodle
Note: The following press release was submitted by: Adoodle, and World Stock Wire, Inc. is not liable for the contents of this press release.
(C) 2008 World Stock Wire, Inc. All rights reserved.
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