Bear Market Retirement

" We're not risk takers when it comes to. The money we've saved and you see people who are still in have kept their 41 case and they're losing money. And marketplaces. Don't. Take that chance of losing."

" Last year common tactic is no we're faced with retiring during a downturn in the market shortly after I retired I think -- had."

" Going up as high as 14000. And I mean. I just knew that that couldn't continue that way. And of course it. It wasn't long after that it started on its downward spiral."

" To hedge against a bear market the business turned their 41 K into an annuity that guarantees their principle remains intact."

" I have I have an in -- it's called a -- indexed annuity. Basically. You put a lump sum of money into senility. And you pick -- optional some investment option I choose the the S&P 500. I guess you really wouldn't make much difference of opinion here what investment option to choose I probably wouldn't have. Gained any money but the but the good thing is I didn't lose any."

" DNY is a certified financial planner and retirement specialist in Glen hills Pennsylvania. What this type of contract. As soon as that allows people to tie -- interest rates who want to more of the major stock market indexes. All of these products have certain caps and limitations as to the upside potential that one can sustain throughout the life of the contract. They also offer fixed accounts inside the same contract in the event of a fair market. So one can switch back and forth between the fixed account and an index type of an account."

" As market situations change the engines also decided to delay khakis retirement by a year in order to hang on to company benefits."

" The delay helped me with. Our. Our medical coverage. That I didn't want to switch or medical coverage. Midway through my treatment and I can -- to benefit from work that I had iron which was basically."

" The isn't also chose to downsize their home. A move that can help cut down on spending especially for anti masters."

" Eventually I think we will save money in the long run because that just less upkeep plus it's a new home and it's energy star -- and our. Energy bill should be less -- they -- in the other house. And we can have as much property at -- And and."

" retirees who are confronted by a bear market in the white recommends focusing on the near future a lot of people say to me today they hope to market comes back."

" Rivals say it always does and I agree with that the promise is a guard come back in time to benefit them."

" The ended today is is say they know that they've been faith investors."

" I mean I know we could have done a lot better happy. Put more money into investments and shall we could've done better but we're certainly comfortable and people can't complain."

" For fox business dot com I'm Catherine title."