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Tools & Calculators

Should I Itemize Or Take The Standard Deduction?

If you have numerous itemized deductions such as mortgage interest, charitable contributions, etc., it may make sense for you to itemize your deductions instead of using the standard deduction for your tax filing status. Use this calculator to help you make that decision.

Bank Rates

Loan Type Graph Rate +/- Last Week
30 Y Fixed Graph 3.66% up 3.58%  
15 Y Fixed Graph 2.79% up 2.72%  
30 Y Fixed Jumbo Graph 3.99% up 3.91%  
5/1 ARM Graph 2.59% up 2.57%  
5/1 Jumbo ARM Graph 2.98% up 2.86%  
Loan Type Graph Rate +/- Last Week
$30K HELOC Graph 4.99% dw 5.00%  
$50K HELOC Graph 4.56% dw 4.58%  
$30K Loan Graph 6.18% dw 6.21%  
$50K Loan Graph 6.01% dw 6.05%  
$75K Loan Graph 5.97% dw 6.01%  
Loan Type Graph Rate +/- Last Week
36 M New Graph 2.30% -- 2.30%  
36 M Used Graph 2.89% dw 2.94%  
48 M New Graph 2.45% dw 2.46%  
48 M Used Graph 2.93% dw 2.97%  
60 M New Graph 2.54% dw 2.55%  
Loan Type Graph Yield +/- Last Week
6 month Graph 0.40% up 0.39%  
1 yr Graph 0.57% up 0.54%  
5 yr Graph 1.23% up 1.14%  

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