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Tools & Calculators

How Will Payroll Adjustments Affect My Take-Home Pay?

Contributions to a qualified plan, participation in a company-sponsored cafeteria plan, change in filing status, or number of allowances claimed will have a direct impact on take-home pay. For example, due to federal tax savings, contributions to a qualified plan do not translate into a direct dollar-for-dollar tradeoff on take-home pay. Use this calculator to help compare your current situation to what-if scenarios.

Bank Rates

Loan Type Graph Rate +/- Last Week
30 Y Fixed Graph 3.73% up 3.65%  
15 Y Fixed Graph 2.85% up 2.79%  
30 Y Fixed Jumbo Graph 4.00% up 3.96%  
5/1 ARM Graph 2.60% up 2.59%  
5/1 Jumbo ARM Graph 3.33% up 2.96%  
Loan Type Graph Rate +/- Last Week
$30K HELOC Graph 4.99% dw 5.00%  
$50K HELOC Graph 4.56% -- 4.56%  
$30K Loan Graph 6.17% dw 6.19%  
$50K Loan Graph 5.97% dw 6.01%  
$75K Loan Graph 5.94% dw 5.97%  
Loan Type Graph Rate +/- Last Week
36 M New Graph 2.29% dw 2.30%  
36 M Used Graph 2.88% dw 2.92%  
48 M New Graph 2.44% dw 2.45%  
48 M Used Graph 2.92% dw 2.97%  
60 M New Graph 2.53% dw 2.54%  
Loan Type Graph Yield +/- Last Week
6 month Graph 0.40% up 0.39%  
1 yr Graph 0.57% up 0.54%  
5 yr Graph 1.23% up 1.14%