It's frustrating out there, isn't it? As an individual investor. First the dotcom bubble bursts, and then the mortgage meltdown and great recession! It's tough to keep the faith when your portfolio is jumping around like a yo-yo on a string, but our top story tonight about alternative investments points out the desperate lengths some people are willing to go for return these days. The trouble with these funds is that many have exorbitant fees -- plus their performance typically doesn't make it worth your while to invest.

I think we should be thinking alternative investing in a different way -- pick something you know and love -- real estate or start a new business or bankroll someone you trust who is starting a new business.

American ingenuity comes in a lot of different packages.