There’s no rule that says retirement has to be a means to an end. As many people are proving nowadays, it can actually be a great chance at a fresh beginning.

Some people call it phased retirement. Others refer to it as semi-retirement. Essentially, it means working part-time in a job that’s different from your previous career. And it’s not uncommon: A recent CareerBuilder survey found that 60% of workers over the age of 60 plan to look for new jobs after retiring.

Intrigued? So were we, which is why we sat down with Nancy Collamer, author of “Second Act Careers: 50+ Ways to Profit from Your Passions During Semi-Retirement,” to find out more about how people can make the most of this new trend.

LearnVest: What inspired you to write about semi-retirement careers?

Collamer: Despite the fact that we’d always done what the experts had advised—living below our means, maximizing our 401(k) contributions, etc.—my husband and I learned that, under certain circumstances (like the 2008 financial crisis), we could conceivably run out of money in our later years.

I’d also been a career coach for over 15 years, and my specialty was flexible work—generating income by using your skills and talents on a part-time basis. When I looked at what was being generally recommended for Boomers, I was seeing one of two lines of thinking: Either the “buy a vineyard, and live off the land” type of dream—not realistic for most folks!—or the “be an usher at a movie theater/greeter at Wal-Mart” advice. There are so many other things that people could be doing to generate additional income during retirement, so the book was born.

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Do certain traits make you more likely to succeed at semi-retirement?

As a therapist once explained to me, fear is often just an acronym for “false evidence appearing real.” What I discovered in the more successful “second act-ers” was that they didn’t let fear stop them from moving forward. Instead, they overcame it by taking small steps, such as gaining added skills and knowledge, which gave them the confidence to overcome their fears. One of the challenges with a second-act career is that you sometimes have to take a step backwards, so another trait would be a willingness to ask for help, while recognizing that risk—and failure—is part of the process.

When is the best time to start thinking about semi-retirement?

Ideally, I’d say three to five years before you’re getting ready to retire is a great time to begin the process. This may seem like an overly long timeframe, but the reality is that, the more time you allow, the more flexibility you’ll have to explore, research, test and refine your plan.

It’s also important to keep in mind that it may be a while until you can generate income via a new career. So the more time that you allow yourself to save money, the more flexibility you’ll have to retool and retrain when you’re ready to transition. Also, if you start thinking about what you want to do while you’re still employed, you may be able to take advantage of employee-sponsored training programs, workshops and conferences—helping you get that new career off the ground.

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Are there specific industries that are more receptive to semi-retired workers?

Any sector where age—and with it experience, maturity and a strong work ethic—can play in your favor will be more receptive. The healthcare industry would qualify. Education, to some degree, is another one: A teacher who brings 25 years of life experience to the table can be helpful. I’ve devoted a full chapter to identifying  these industries, but the main thing is to remember that there are many different types of jobs and businesses where your maturity, contacts, accomplishments and range of experiences will be attractive to a lot of clients.

Invest in your success. You need to recognize that the process is going to take time and money, but also keep in mind that the second act could easily last for 20 years. Think about what you spent on your last vacation, and put a tiny portion of that into your own personal investment fund to provide a cushion for this transition.

Surround yourself with support. Reaching out to family, friends and professional contacts is an effective way to learn about ideas and opportunities. There’s no bigger dream-killer than isolation.

Focus less on finding a job, and more on filling a need. Many of the opportunities aren’t necessarily things that you’ll find in a job listing; they’re things you’ll create on your own, and project work you’ll do for others. The latest statistics show that about a third of Americans are working in something other than a full-time job—they’re working part-time, freelance, consulting and running their own businesses. It’s very clear that, over time, those numbers are going to increase.

Any other parting words of advice or encouragement?

Think big, but act small. Start by creating a big picture of what you want your life to look like in semi-retirement, and then take small actions on a regular basis to build that dream—signing up for a workshop, taking a class, brainstorming with friends. Regular small actions over time add up to big change.