WASHINGTON (Reuters) - Total U.S. consumer creditoutstanding declined for a sixth straight month in July ashouseholds concentrated on reducing their debt load amid anuncertain economic outlook.

The Federal Reserve said on Wednesday total outstandingcredit, which covers everything from car loans to credit cards,contracted by $3.63 billion in July, a touch less than the$3.80 billion forecast by economists polled by Reuters.

It was the sixth straight month of decline and followed arevised drop of $1.02 billion in June. The Fed had previouslyreported total credit fell $1.34 billion in June.

So-called revolving, or credit-card credit, dropped $4.39billion in July after a $5.21 billion fall in June. That markedthe 23rd consecutive month credit-card debt decreased.

Non-revolving credit, which includes closed-end loans forbig-ticket items like cars, boats, college education andvacations, rose $758 million after increasing $4.19 billion inJune. It was the third straight month of gains. (Reporting by Lucia Mutikani; Editing by Neil Stempleman)