Wells Fargo Mobile - 3 1/2 stars
The Wells Fargo Mobile iPhone app has a simple, clean layout and provides the staple online-banking features like viewing account balances and activity. Users can pay bills and make transfers through the app as well. The latest version of the app has a user rating of three and a half stars on iTunes. Get the Wells Fargo app here.
Bank of America Mobile Banking - 3 stars
With the Bank of America Mobile Banking iPhone app users can check their balances and pay bills, but one feature that sets it apart is its calendar display for eBills and outgoing payments. The app has a rating of three stars on iTunes. You can download the Bank of America app here.
Chase Mobile - 3 1/2 stars
Chase has one of the more advanced apps among the big banks and was one of the first to include a deposit-by-smartphone feature that works by taking a photo of a check. Chase Mobile has a beautiful design that makes it easier to find the features you're looking for. The app, which has a three-and-a-half-star rating on iTunes, also lets users send money to others electronically through Person-to-Person Quickpay. Check out Chase's app here.
PNC Mobile Banking - 3 stars
PNC's well-designed mobile banking app makes accessing all its main features quick and easy with a row of buttons at the bottom. Users can see how much money they have in their accounts as well as make transfers between them and locate nearby PNC ATMs and branches. Like Chase and U.S. Bank, this app lets users remotely deposit checks with their phones. It received a three-star user rating on iTunes. Take a look at PNC Mobile Banking here.
Citi Mobile - 3 stars
Citibank's iPhone app lets users view rewards information on their credit card and find local ATMs and branches on the go. Of course, it also includes features like bill payment and account transfers. While Citi Mobile app looks a little cluttered in terms of how information is presented, it's organized well and it received a three-star user rating on iTunes. Check out Citi Mobile here.
TD Bank - 3 1/2 stars
TD Bank's clean and well-designed app includes a one-touch calling feature to connect users with live customer service. This is in addition to allowing users to check their balances and account activity as well as pay bills and make transfers through their phone. TD Bank's app has a rating of three and a half stars on iTunes. You can get it here on iTunes.
Virtual check deposits, e-payments and a plethora of other nifty app-based banking utilities almost eliminate the need to ever visit a real-life bank.