If you want to reduce stress and stretch your tight budget dollars this holiday shopping season, skip Black Friday and start hunting for bargains when black cats are still in vogue.
You can't stop data brokers from harvesting information on what you buy, how much you make and even how healthy you are. But you can limit what they see.
About $1 billion worth of gift cards will go unused in 2014. The industry calls that lost value 'breakage' or 'spillage' and it means big profits for them and lost money for you.
We are more likely to use credit cards for bigger charges, and prepaid cards for smaller purchases, according to a new report.