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Michael Germanovsky Archive

  • Five Things to Look For on Your Credit Card Statement

    Published December 11, 2012

    Resolve to spend a few minutes with your credit statements each month. Doing so is not only a wise investment of your time, but also a smart money move

  • Creditworthiness: Do You Have It?

    Published November 14, 2012

    When it comes to obtaining a low-interest rate loan or approval for a credit card, some lenders take into account more than just your credit score. 

  • Startups from the Cellar: Using a Credit Card to Launch a Business

    Published November 09, 2012

    Not every business will become a household name like Google, but many successful ventures have and will spring forth from credit card financing.

  • Credit Card Movies: How to Fund Cinematic Dreams

    Published November 02, 2012

    A lot of American success stories began with creative entrepreneurs who used credit cards to jump start their businesses and Hollywood no different.

  • Zero-Interest Rate Credit Card Offers are Back – Beware

    Published October 26, 2012

    Offers for 0% interest rates on purchases and balance transfers abound, and while this might be a sign that the economy is finding stability, consumers still need to be wary of these offers. 

  • How to Revive Your Credit Score after a Short Sale

    Published October 17, 2012

    More and more homeowners are turning to short sales on their homes in order to avoid foreclosure, but a short sale can be almost as damaging to your credit score as a foreclosure. Here’s how to avoid kissing your good credit score goodbye when you opt for a short sale.

  • High-Priced Business Credit Cards Worth the Money

    Published October 12, 2012

    For the business owner who wants to carry a prestigious credit card and doesn’t mind paying a fee for it, here’s a look at some of the most elite business credit cards out that are worth their steep annual fees and available without a special invitation.