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					All articles from howard-dvorkin]]></title>
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					All articles from howard-dvorkin]]></description>
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<title><![CDATA[How to Overcome Obstacles to Start Retirement Savings]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2013/04/30/how-to-overcome-obstacles-to-start-retirement-savings/]]></link>
<pubDate><![CDATA[Tue, 30 Apr 2013 13:15:01 EDT]]></pubDate>
<description><![CDATA[In the wake of the financial meltdown, Americans are not feeling confident in their ability to retire, and with good reason.]]></description>
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<title><![CDATA[New Year, New Credit Report Check]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2013/02/06/new-year-new-credit-report-check/]]></link>
<pubDate><![CDATA[Wed, 06 Feb 2013 11:15:44 EST]]></pubDate>
<description><![CDATA[By law, each year U.S. consumers are allowed to download one free copy of each of their credit reports so they can review the reports for errors. This helps you avoid mistakes and discrepancies that damage credit scores.]]></description>
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<title><![CDATA[Money Resolution to Keep This Year]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2013/01/08/money-resolution-to-keep-this-year/]]></link>
<pubDate><![CDATA[Tue, 08 Jan 2013 11:45:50 EST]]></pubDate>
<description><![CDATA[Just like a diet or a new exercise plan, a financial new year plan takes dedication and commitment. No matter your financial situation, one of the best resolutions you can make is to save more money and be more diligent with your finances.]]></description>
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<title><![CDATA[How to Create a Spending Plan for the Holidays]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2012/11/23/how-to-create-spending-plan-for-black-friday-and-cyber-monday/]]></link>
<pubDate><![CDATA[Fri, 23 Nov 2012 09:00:09 EST]]></pubDate>
<description><![CDATA[To keep holiday costs down, consumers need to create holiday budget strategies that help them save – and they should start with Black Friday and Cyber Monday.]]></description>
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<title><![CDATA[Free Personal Finance Tools to Help You Reach Your Goals]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2012/09/14/free-tools-to-help-reach-your-financial-goals/]]></link>
<pubDate><![CDATA[Fri, 14 Sep 2012 12:45:29 EDT]]></pubDate>
<description><![CDATA[There are several free personal finance tools that help organize and manage your finances. Most of these applications are accessible online, on tablets and on smartphones-- making it easier to check your progress from anywhere at any time. ]]></description>
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<title><![CDATA[How to Tell If You Have Too Much Debt]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2012/07/30/how-to-tell-if-have-too-much-debt/]]></link>
<pubDate><![CDATA[Mon, 30 Jul 2012 10:29:55 EDT]]></pubDate>
<description><![CDATA[Weak job growth, stagnate wages and a drop in consumer confidence has pushed credit card debt to high levels. Here's how to calculate how much debt you can handle. ]]></description>
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<title><![CDATA[Are Rewards Credit Cards Ever a Good Choice?]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2012/03/30/are-rewards-credit-cards-ever-good-choice/]]></link>
<pubDate><![CDATA[Fri, 30 Mar 2012 08:15:33 EDT]]></pubDate>
<description><![CDATA[On the surface rewards cards sound like a good idea. Why not get extra bonuses for making purchases with your hard-earned cash? Well, it isn't that simple.]]></description>
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<title><![CDATA[How to Shed Holiday Debt in 2012]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2012/02/01/how-to-shed-holiday-debt-in-2012/]]></link>
<pubDate><![CDATA[Wed, 01 Feb 2012 09:15:16 EST]]></pubDate>
<description><![CDATA[The gifts have been unwrapped, the trees are long gone and the decorations are packed away, but there is still one remaining hint of the holidays: credit card bills. Make 2012 the year you get out of debt, and stay there.]]></description>
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<title><![CDATA[How to Find the Best Holiday Deals Using Apps]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2011/11/22/find-best-holiday-deals-using-apps/]]></link>
<pubDate><![CDATA[Tue, 22 Nov 2011 08:37:20 EST]]></pubDate>
<description><![CDATA[More consumers will use their mobile devices this year to assist with their holiday shopping, particularly those who put it off until the last minute. Here’s a list of apps that will help shoppers find the best deal and stay in budget.]]></description>
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<title><![CDATA[Time to Put an End to the Financial Blame Game]]></title>
<link><![CDATA[http://www.foxbusiness.com/personal-finance/2011/08/01/time-to-put-end-to-financial-blame-game/]]></link>
<pubDate><![CDATA[Mon, 01 Aug 2011 09:28:54 EDT]]></pubDate>
<description><![CDATA[The due diligence process a person must conduct to understand credit cards and their rules can be the difference between drowning in debt and chipping away at it.]]></description>
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