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Gail Buckner Archive

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  • What Rights Do Consumers Have When Returning Gifts?

    Published December 20, 2011

    If you think the department stores are busy now, just wait until January when everyone is rushing to return unwanted gifts. When it comes to returning items, it's important shoppers now their rights.

  • Parents to Boomerang Kids: Your Allowance or My Retirement?

    Published December 12, 2011

    The lousy economy and anemic job market has more college grads moving back home with mom and dad. While parents what to be supportive--both emotionally and financially--there's a fine line between being supportive and enabling. After all, if you blow your retirement savings helping your adult child, will they be ready to have you move in when you are 80 and not financially sound for retirement? 

  • Paying with Plastic? You’re Probably Spending Too Much

    Published December 05, 2011

    When you hand over a piece of plastic at the check-out counter, you don’t immediately feel the loss of your wealth, which means you will tend to spend more. And retailers and marketers know this, and use it to their advantage. 

  • Grimacing All the Way: The Truth About the Holidays

    Published November 28, 2011

    Didn't make it out to the stores this weekend to cash in on the door-buster sales? Don't worry, they are sure to continue right up to the end of the year.

  • Looking for Income-Producing Investments? Check Out Muni Bonds

    Published November 21, 2011

    Global demand for Treasury-issued securities has pushed their prices extremely high while lower demand for municipal debt has prices so low. As a result of this one-two punch, the historic relationship between these two fixed income categories is drastically out of alignment.

  • Bargain Shoppers' New Best Friend: Their Smartphone

    Published November 14, 2011

    Instead of heading to the mall with a family member or best friend to do our holiday shopping this year our best savings tool may be in our pocket. 

  • Simple Steps for Reducing Your Chances of Identity Fraud

    Published November 07, 2011

    Retailers are busy trying to get consumers to open their wallets this holiday season and get them to spend. But they aren't the only the ones trying to separate us from our money this shopping.  Identity thieves also know ‘tis the season for consumers to open up their wallets and whip out  checkbooks and credit cards, providing increased opportunities to steal our information. 

  • How Thieves Use Facebook to Steal Your Identity

    Published November 02, 2011

    Claims of ID fraud claims dropped last year along with the amount of money involved, but that's doesn't mean we can let our guards down. Quite the contrary. 

  • Look Out for the Amazon-ian Sales Tax

    Published October 17, 2011

    A number of states have passed or are considering so-called 'Amazon Tax' legislation in an effort to force e-tailers to collect sales tax, whether or not they have an actual business operating in the state. And consumers could experience higher taxes when buying items online. 

  • What Should be Included in Your Retirement Financial Plan 

    Published October 10, 2011

    When it comes to retirement, the most important goal of our financial lives, most Americans do not have a written plan. And your late to the game if your stuffing your portfolio with gold or cash.