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Dave Ramsey Archive

  • What Can't My Family Cut From the Budget?

    Published October 16, 2012

    Dave Says: There are always the shiny things people can do without. But on a a regular, day-to-day basis, there is one activity that is the biggest and best thing you can amputate from a budget.

  • How to Financially Prepare for Life After College

    Published October 09, 2012

    Dave Says: The transition into the real world can be more smooth with a little prep work and how do you know your budget can handle starting a family?

  • How to Choose a Trustee

    Published October 02, 2012

    Dave Says: Once you decide on a trustee, you must remember to clearly and specifically state what you want done with the money. Don’t say to invest the money appropriately, because what a banker views as an appropriate investment and what I view as an appropriate invest are usually very different. 

  • How Should I Spend My Severance Check?

    Published September 25, 2012

    Dave Says: The current economic landscape can be tough to navigate. Pile on health and family problems, it can seem downright impossible. But it's important to keep make the right decisions to avoid a long-term financial disaster. 

     

  • How to Be Prepared for a Life Crisis

    Published September 18, 2012

    Dave Says: Whether it's receiving an illness diagnosis or getting laid off, there are steps everyone can take to be financially prepared for life's unexpected events.

  • What Happens to Student Loans Debt After Death?

    Published August 28, 2012

    Dave Says: Payment for federally insured student loans is not due upon the borrower’s death--they are waived. 

  • Are Coupons Just a Ploy to Buy More Products?

    Published August 21, 2012

    Dave Says: Coupons are definitely a ploy to entice you to buy something you may not have purchased otherwise--but that doesn't mean you shouldn't use them. 

  • How to (Nicely) Kick Out Free-Loading In-Laws

    Published August 14, 2012

    Dave Says: Talking finances with family members can create a long-lasting feud, but sometimes it has to be done. And sometimes, there is a time to drift away from the paying down debt and stockpile cash. 

     

     

  • How to Stop Your Husband's Impulse Spending

    Published July 31, 2012

    Dave Says: When working to get out do debt, it can be hard to stay on the right financial path. And always having your debit card is good in case of an emergency--but that's the key.

  • Should My Son Accept a Career Starter Loan?

    Published July 24, 2012

    Dave Says: Career Starter Loans are not always a good idea, and how do you check a minor's credit score?