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Dave Ramsey Archive

  • How to Handle Family Loan Requests

    Published January 04, 2013

    Dave Says: There's a fine line between helping out family members in need and enabling them. 

  • Charitable Donations: How to Determine How Much to Give

    Published December 24, 2012

    Dave Says: Increasing donations during the holidays is common, but how do you know how much to give and to which charities?

  • When is the Best Time to Take Out Money for College Tuition? 

    Published December 18, 2012

    Dave Says: Parents aren't obligated to pay for their children's college education, but if they do choose to cover all or some of the expenses, when they withdraw the money from savings vehicles is important. 

     

  • The Best Way to Fund Going Back to School

    Published December 11, 2012

    Dave Says: Is it more important to pay into a 401(k) account for retirement or to pay down student loans? And if an adult is considering going back to school, what is the best way to fund tuition? 

  • Why You Shouldn't Dip Into Your 401(k)

    Published December 04, 2012

    Dave Says: Is it better to pay off all your student loans early by dipping into your retirement fund? And when is it time to use your emergency fund?

  • When Couples Should Have the 'Money' Talk

    Published November 27, 2012

    Dave Says: At what point in a relationships is it time to discuss finances. And is flipping houses ever a good financial plan?

     

  • When is it OK to Splurge With the Family Budget?

    Published November 20, 2012

    Dave Says: Co-signing for a credit card offers no perks for the signer, only potential bad news, and luxury spending should only come when finances are secure. 

     

  • Do I Really Need Long-Term Care Insurance?

    Published November 13, 2012

    Dave Says: You can safely self-insure if you have the resources available to support your care in a nursing home or other facility for 25 years--but very few of us have that kind of money. And when should couples combine finances?

  • After Saying 'I Do', Her Debt Becomes Our Debt

    Published November 06, 2012

    Dave Says: When it comes to individual debt, that becomes part of the relationship after walking down the aisle. And don't be fooled by a job six-figure salary.

  • Should I 'Dumb' Down My Resume to Boost Job Chances?

    Published October 30, 2012

    Dave Says: What happens when financial and religious views don't line up in a marriage and are there any tricks to getting a job quicker in this labor market?