Reinvigorate Your Financial Life With Laser Focus on Market Risk and Shortfall Risk

By James E. Wilson via Iris.xyz The financial world is noisy and it’s easy to become distracted from your most important long-term goals. One way to cut through the noise is to focus on just the two factors that ultimately determine your approach to everything else in your financial life; namely, Market Risk and Shortfall Risk. Market Risk is…

How the Benefits of the DOL Fiduciary Rule Have Already Taken Root

By Lauren Klein via Iris.xyz When Linda and Bill came into my office, I could sense their hesitancy right away. And when they told me their story, I could understand why they were so apprehensive about meeting with a financial advisor. They had, quite simply, learned not to trust. Like many people, they’d realized they…

What’s Wrong With Earning a Commission From the Sale of a Financial Product?

By Rick Kahler via Iris.xyz What’s wrong with earning a commission from the sale of a financial product? Nothing. It isn’t any more inappropriate than a car salesperson earning a commission when you buy a vehicle. Yet there’s one important difference. When you buy a car the roles are clear. You know going in that…

The Real Reason Why Clients Choose You

By Megan Carpenter via Iris.xyz Some advisors say they want to stand out from the crowd—but they’re fibbing. They really want to look and sound like everybody else. We can help them define their target market, identify clear points of differentiation, and craft a targeted message. They don’t want any of it. They just want…

Stocks

ETFs

Where to Start if You Don’t Have a Retirement Plan Yet

By Michael Kay via Iris.xyz When it comes to retirement and planning, I’ve heard them all: “I love what I do. I can’t imagine doing anything else.” “I’ll never have enough money to retire, so I’ll work until I die.” “I have no hobbies, so I might as well work.” “I’d be bored outta my…

Trump sons open Dubai golf course, praise U.S. ally

U.S. President Donald Trump's eldest sons Donald Trump Jr. and Eric Trump were guests of honor at the opening of a Trump-branded golf course in Dubai on Saturday, the first Trump property project launched since their father's inauguration.

Technology

Retirement

To Calm Client Fears About International Stocks, Speak Their Language

By Chris Shuba via Iris.xyz Market volatility is normal. And though we can’t predict the future, volatility in the coming years is a safe bet. Clients look to you, their advisor, to build investment portfolios that can help them navigate through unstable times. Clients tend to invest in what they are familiar with. They recognize U.S.-based indices like the Dow, the…